Businesses can reinvest in their business with every sale by switching to a service fee program. 

PayLo is changing the face of payment processing – Are you looking for a way to accept credit cards and make additional capital each month to put toward your overhead expenses? The PayLo Program is the solution for you. Be able to apply service fees to your in-store purchases and - if you wish - offer customers who pay in cash a discount every time they buy. 


Choose from Terminal or POS-enabled cash discount technology, select your service fee and setup your signs. Everything is pre-programmed and ready to go.


PayLo has several options for terminals that come pre-installed with PayLo Technology.  Start offering a cash discount, right out of the box.


All those service fees add up to thousands in savings every year. Upgrade equipment, give a raise, or just take a much deserved vacation with your fee savings.

Service Fee Program (CDC) Retail & Restaurant

Know that you have options when determining your service fee. In most cases, a flat per-transaction fee is the best method, while other businesses have better results with a percentage-based fee. While we’d prefer to eliminate all your costs, some merchants like to split it with their customers. Below is our suggested service fees to eliminate all of your interchange costs.

PayLo Program Fee

To keep our fees reasonable for the size of your business, our program fees are tiered based on your overall volume.

Angel Yankas

“I"m really happy with PayLo and I recommend it to anyone running a business.”

Angel Cleaners


You Can Count On

A legal service fee program requires customers to be notified prior to sale – and we have you covered. PayLo provides all the signage you need, free of charge. We also provide you with in-depth employee training, customer education materials and a support hotline to call with any questions.

Credit Card Processing is changing in Minnesota

As of January 27, 2013 several Card industry changes went into effect with regards to the credit card company’s federal class action litigation settlement. The settlement requires Visa and MasterCard to change some rules for merchants who accept their cards, including allowing merchants to “offer discounts to customers who pay with payment forms less expensive than Bank Debit cards”.